“The sum of many individual probabilities of being screwed is a collective certainty of being screwed.” –Ambrose Bierce (as related by Jack Saunders)
Our health insurance is about half as expensive as any other policy. It’s one of those catastrophic set-ups. No real coverage. Same as our life insurance: way cheap.
But between the two of em it’s like what a mortgage would be.
For most folks it’s definitely like another mortgage.
So here we have 2% of the people owning nearly everything. They own insuring. They own mortgaging.
They got us covered all right.
You pay them a big pile, steadily, your whole life and what do you get? Coverage in case of disaster.
Yeah, if you squirm out of nearly all of them, you’re still left with insurance.
And to “cover” yourself in case you win the disaster lottery, you pay what amounts to monthly rent on a decent roof o’er your head (in the hinterlands, say).
As they say, you got yer overhead.
But how likely are you to win the disaster lottery? It’s as likely as winning any lottery. Only a fool would play.
Why pay the amount of an ACTUAL PLACE TO LIVE AND CALL HOME to ward off the effects of winning the disaster lottery?
I guess no one wants to win that one.
And I suppose big trouble hits, what, 1 in 100,000 of us. That’s worse odds than a lottery—aren’t those 1 in a million?
Still, if you was a gambling man you’d gamble on winnin’ at LEAST THAT ONE. It’s a cinch! So just skip it!
Wouldn’t it be funny if we all just skipped that one. Would some fatcats be pissed or what?
Sure, the usual tiny pool of lottery winners would be bummin’. But think of all the, well, everyone being freed up from that particular saddle every month of their lives. That’s a LOT of excess. Not going to fatcats. Maybe even enough for most people to feed an extra mouth in case of a disaster. Ha—that’s SURE enough. That wouldn’t be the problem. It’s them fancy machines in the big buildings that you couldn’t get access to without that monthly rent payment against winning. What to do about those…
